A Tale Of Three Grocery Carts: Saving 80% On Groceries

As a personal financial coach I see a lot of peopleโ€™s grocery budgets, and I can tell you two things: People spend vastly different amounts on groceries. People have a lot of set habits around groceriesโ€“so much so that our grocery habits can even be part of our identity.  And I totally get itโ€“we all … Continue reading A Tale Of Three Grocery Carts: Saving 80% On Groceries

Is Five Years Costing You Half a Million Dollars?

I wish I could get into a time machine and tell my younger self โ€ฆ start investing now! The effect that time has on investments is so incredible that even just starting small, I probably could have retired at 42 instead of 52! Not sure what I mean? Hereโ€™s an example: At age 30 Jane starts putting $250 per month into an index fund in her companyโ€™s retirement plan