What To Do When Willpower Doesn’t Work

Trying to change habits and keep resolutions is hard. Our brain wants to keep doing things the way we always did them, so when you try to disrupt that with new habits or new choices, willpower alone doesn't always work.  My advice? Take willpower out of the equation as much as possible. Luckily when it … Continue reading What To Do When Willpower Doesn’t Work

Practice Having Money Conversations

When my sisters and I were helping our mother transition from our family home to an apartment and then to assisted living, we had to have a lot of money conversations. At first it was difficult – especially since it meant asking a parent to reveal their finances to their children. But with time, those … Continue reading Practice Having Money Conversations

Why Your Credit Card Shouldn’t Be Your Emergency Fund

Imagine this scenario … Bruce has a sudden dental emergency and gets a bill for $2,500. He doesn’t have any savings – who knows where the money goes each month – so he puts it on his credit card at 20% interest.  “Luckily” the minimum payment is only $42 per month – he can figure … Continue reading Why Your Credit Card Shouldn’t Be Your Emergency Fund

August is National Wellness Month

August is National Wellness Month, which was founded to encourage people to focus on their health – self-care, stress management, and healthy routines.  But financial health is also a big part of a person’s overall wellness. Financial issues contribute to stress, put strain on relationships, and can impact our mental well-being. Addressing your finances during … Continue reading August is National Wellness Month