I know, a budget sounds awful. It sounds like pinching pennies and never being able to have the things you want. But it is actually the opposite! A budget can help you get what you want in life because a budget is about spending with intention. It is about consciously choosing what things are most … Continue reading Don’t Be Afraid of the “B-Word” (Budget)
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Why Your Credit Card Shouldn’t Be Your Emergency Fund
Imagine this scenario … Bruce has a sudden dental emergency and gets a bill for $2,500. He doesn’t have any savings – who knows where the money goes each month – so he puts it on his credit card at 20% interest. “Luckily” the minimum payment is only $42 per month – he can figure … Continue reading Why Your Credit Card Shouldn’t Be Your Emergency Fund