NOTE: In January, 2026, I am going on a world cruise and will not be accepting new clients until I return in May, 2026. In the meantime, please feel free to sign up for my free email newsletter.

Personal Financial Coach
Are you tired of feeling stressed about money?
In my one-one-one financial coaching sessions I help couples and singles:
- become confident and in control of their finances
- get rid of credit card debt
- create a real plan for their future
- learn budgeting techniques that actually WORK
- understand if they are on track for for retirement
- learn about investing, saving, and credit
- create new financial habits to get them to their goals.
โWhere was Sandra 20 years ago???
I just completed my 4th session with Sandra and wow. I am mind blown by her guidance, vision and her slides. She really dives deep into your spending and puts together a personalized budget.
With the personalized tools Sandra has left behind for me I am 100% more comfortable to take control of my finances and FACE them…instead of avoiding ‘that’ topic. I HIGHLY recommend Sandra.โ
– Mimi I., Chicago, IL
Proven, Practical Solutions
I went from being a broke Chicago theater artist struggling to pay my bills, becoming even more broke by going back to school at age 30, then having a successful career as a civil engineer, and finally retiring early at age 52 (read about my financial journey here). I know what it is like to struggle with money, but I also know that real change is possible.
No matter where you are financially I can walk you step-by-step towards a better financial future with proven, practical solutions.
Bad habits, money beliefs we’ve had since we were kids, and a lack of desire to deal with it all can conspire to keep us stuck in place. But together we can make a plan, set goals, and get you where YOU want to go. Because that is what money is for โ to help us live the life we want to live.
“Sandra is absolutely fantastic to work with!
Sandra is very organized, professional and patient. She has such incredible knowledge and is so passionate about her craft and provides a safe, judgement free and supportive environment.
I HIGHLY recommend Sandra for help and guidance for a topic that is often very challenging to many but doesnโt have to be with her support!”
Laurie L., Chicago, IL
Affordable Rates and Up-Front Pricing
I offer affordable rates and up-front pricing. New clients start with a 4- or 5-session coaching package, and have the option of scheduling additional sessions after that.
- Click here to see prices and learn more about what is offered in these initial sessions.
I do not give investment advice, and I do not sell insurance or investments or financial products of any kindโjust practical solutions that will help you become confident with money, and lead you to a better financial future.
“Sandra is so kind and knowledgeable.
Our dreams are now going to be a reality with her helpful planning! I finally feel like Iโm in control of my finances and my partner and I are communicating about money better too! Thank you Sandra!”
– Natalie and Stan L., Chicago, IL

What are my financial coaching sessions like?
My coaching sessions are a judgment-free zone, and everything we discuss is completely confidential. It doesn’t matter where you are financiallyโwe will start there and work out a plan together.
All coaching sessions are over video calls so you can do them from the privacy of your own home.
- I will help you gain the skills and confidence you need to take effective action on your finances.
- I will be an accountability partner who celebrates your successes and helps you get back on track when needed.
- I will provide actionable steps, advice, and personal finance strategies to help you reach your goals.
It’s time to get moving towards a better financial future. Schedule your free 30-minute initial consultation today!
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Sandra Verthein is a Chicago-based Personal Financial Coach currently living in the Rogers Park neighborhood of Chicago. She is the former Co-Artistic Director of Stage Left Theater in Chicago, and was a founding member of Glenwood Dance Studio. In 2018 she retired from her 17-year career as a Civil Engineer with Parsons Brinckerhoff (now WSP). After years of informally helping friends and family, she started SJV Financial Coaching in fall of 2022, and has been successfully helping people get organized, get a plan, and change their financial futures.
A Financial Coach is not a Financial Advisor. If you are looking for someone to manage an investment portfolio, sell you investment products, or recommend specific investments, please contact a licensed Financial Advisor.

